Credit Analyst, Japanese Corporates (bilingual Japanese-English) (Finance)

About the Team

Americas Corporate Banking Department No.1 (West) covers Commercial Banking and CIB business with Japanese and Asian corporate clients doing business primarily in the West coast in USA .

Summary

As a Credit Analyst, you will have primary responsibility for managing all credit-related activities for the Bank's Clients including execution, monitoring, reporting in a manner consistent with the Bank's internal policies and guidelines. This would include client contacts to have a current and prospective view of the client, its industry, and build an active network throughout the Bank.

Core Responsibilities

• The Credit Analyst will be based in Los Angeles with primary responsibility for assisting and managing designated Japanese-Asian Corporate Credit Portfolio
• Provide Support from end to end execution of transactions including credit analysis, financial modeling, recommending internal credit ratings, and documentation of agreements
• Ongoing monitoring of the portfolio, including preparing regular credit and portfolio reviews, timely and accurate update of credit lines, and tracking of various covenants
• Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments etc.
• Support Americas Credit Risk Management Compliance requirements in line with local regulations, audits
• Develop and maintain open communication channels and strong working relationships with relevant divisions and business units
• Other related duties as assigned by the team

Requirements

• Bachelor's degree in Finance, Accounting or related area
• Some credit credentials, analytical skills with in-depth knowledge of accounting and corporate finance
• Possesses quantitative and qualitative ability in analyzing, interpreting financial statements, including ratio analysis, cash flow analysis, and ability to present in thoughtful narratives into logical conclusions.
• Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time.
• Strong interpersonal skills and an ability to work well in a team environment, and strong interest in client interaction.
• Strong sense of accountability and ownership of tasks
• Highly motivated with a natural passion to learn and inquisitive personality
• Strong verbal and written communication skills in English required, and proficiency in Japanese is a plus.
• Proficiency in Microsoft Office Suite, especially Word, Excel and PowerPoint

The expected base salary ranges from $65,000 - $80,000. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications and licenses obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus.

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